World's First Musical Instrument Search Engine

JamLoop.com Launches World's First Musical Instrument Search Engine

Proprietary technology aggregates new and used listings for musicians

Pleasant Hill, CA  -  March 11 -- JamLoop (http://www.JamLoop.com) announced today the beta launch of its search engine for finding new and used musical instruments and equipment. On a daily basis, the search service aggregates over 250,000 musical gear listings from across the web and makes them available to musicians through a simple keyword search box, resulting in an easier and more comprehensive search experience for users.

"JamLoop offers musicians a new way to shop for musical gear online," says JamLoop Director of Marketing, Liz Kuykendall. "Historically, there are lots of places that musicians look to find that unique Les Paul used guitar, that Fender Twin Reverb amplifier, a matched pair of Shure microphones, etc.: From newspaper classifieds to eBay, Craigslist and retail websites like Musician's Friend, there are so many relevant options but they all take time. JamLoop replaces a highly-fragmented, clunky search experience with a much more efficient and intuitive one. We give users a single destination to find most of what's available on the market today."

JamLoop's proprietary content indexing and fuzzy search technology simplifies the search process for users by adding classification structure to used gear listings and finding matches even for misspelled text. It also layers geo-coding and mapping information onto listings so that users can search for items locally.

"The secondary market for used musical instruments is extremely vibrant and JamLoop does a fantastic job of bringing together all of those vintage pieces into a single search experience; it's a huge time saver," said Chris Rigatuso, avid guitar collector and CEO of Skyfollow, a media production company. "What I really like though is the way that JamLoop lets me compare used and new equipment simultaneously using price and location filters. I'm often indifferent as to whether an item is used or new, I'm just looking for the best deal. There's no other service for musicians on the web that does this so comprehensively," continued Rigatuso.    

About JamLoop
JamLoop (http://www.JamLoop.com) is the world's first shopping engine for finding new and used musical instruments and equipment. By aggregating musical gear listings from hundreds of local and national sellers, JamLoop is a one-stop destination for musicians looking to find the best deals on musical gear.

For more information, please contact:
Liz Kuykendall
Director of Marketing
JamLoop
Email: email protected from spam bots
Phone: (925) 300-6170
www.JamLoop.com

Press Contact: Liz Kuykendall
Company Name: JamLoop
Phone: 925-300-6170
Website: www.JamLoop.com

Property.com Unable to Resist Foreclosure

Property.com SOLD to Foreclosure.com

FORECLOSURE.COM OWNER TO ACQUIRE PROPERTY.COM

Brad Geisen continues to build online real estate empire to expand opportunities for future homebuyers and investors nationwide
Boca Raton, Fla. - July 22, 2008 Foreclosure.com Founder, President and CEO, Brad Geisen, announced today that he has reached an agreement with "Domain King" Rick Schwartz to acquire the domain name "Property.com," paving the way for his entry into a new market.

With Property.com Geisen intends to create a one-of-a-kind - and convenient - one-stop online real estate marketplace that is easy-to-use and navigate. The Web site will serve as an easy-accessible national real estate classified that is going to be free to all visitors, providing sellers, buyers and investors with a whole new concept of marketing and finding homes on the Web.

According to Geisen, the acquisition of Property.com will allow him to focus his efforts on a different and potentially much larger segment of the real estate market. In fact, in Geisen's opinion, the niche foreclosure market, which is Foreclosure.com's market, represents just 2 percent of all available real estate inventory.

"I'm going after the 98 percent of the real estate market outside of the foreclosure business." said Geisen. "For the past several years, I've built and run one of, if not 'the,' most successful Internet foreclosure businesses, but the business was always exclusively distressed real estate. I've achieved in Foreclosure.com what I set out to accomplish and I am ready for a new challenge in a different market. I intend to shift my focus on developing my new ideas that will revolutionize how homes should be listed, viewed and purchased. I've developed the critical skills which I intend to apply to this new market," said Geisen.

Property.com will include all listing types, including those indexed the Multiple Listing Service (MLS), creating a database that could surpass more than 15 million homes, but not including distressed properties, which will remain the business of Foreclosure.com. The best part is that it will be totally free to search for potential buyers and visitors, and sellers will be able to upload and edit their own personal listings at no charge. It's a wide-open model that Geisen knows will create an invaluable resource for just about anyone interested in real estate.

"I'm raising the stakes and pushing all my chips to the center of the table," said Geisen. "Foreclosure.com and my related companies have been leaders in their spaces for nearly a decade. I've seen what's been wrong with the way things were done and I've developed the methods to fix them. I have the knowledge and resources to take this to a whole new level . and that's what I plan to do."

Geisen revealed the new Property.com will be unveiled sometime in 2009. The specific terms of the deal to acquire Property.com were not disclosed. However, Geisen indicated that the value of the deal is one of the largest URL purchases to date.
That's a deal that has the seller Rick Schwartz - who is known as the "Domain King" -- smiling from ear-to-ear. He purchased Property.com for $750,000 in 2005 and was recently introduced to Geisen through Kevin Leto of BigTicketDomains.com about a possible re-sale.

"My job is to acquire prime, industry specific domain names with large volumes of natural type in traffic and eventually develop them to their fullest potential by partnering with leading companies in their respective fields which I have been doing for more than a decade," said Schwartz," "Early on I saw the value in Property.com; however, I never had the resources to develop it so it could reach its maximum potential. Brad Geisen has the vision to truly get the most of Property.com for the benefit of so many people in every corner of the United States. I'm thrilled to be a part of this exciting new project with Brad."

Stay tuned for frequent updates and milestones for the new Property.com. Feel free to visit the Web site in its current form. However, as mentioned earlier, the complete re-launch will not be official until sometime in 2009.

About Brad Geisen and Foreclosure.com
Ten years ago, Brad Geisen founded Foreclosure.com and built it over time to a company with more than 1.8 million foreclosure, preforeclosure, bankruptcy, FSBO and tax lien listings in one place, Foreclosure.com delivers America's largest and most accurate searchable database of foreclosed homes and distressed property information to its customers and business partners. Based in Boca Raton, Florida, Brad Geisen and Foreclosure.com work with hundreds of top lending institutions and government agencies to list diverse property types on its Web site, including Real Estate Owned (REO); Department of Housing and Urban Development (HUD); Department of Veterans Affairs (VA); Fannie Mae; and other government agency and financial institution properties; as well as listings from an extensive network of corporate sellers. On the Web: www.foreclosure.com.

About eRealEsate.com.
Rick Schwartz, aka "Domain King" and "Webfather," is the CEO, President and Cofounder of T.R.A.F.F.I.C. found at TargetedTraffic.com-- the premiere domain conference for the domain industry. It is both the oldest and largest and attracts over 500 of the top professionals in the industry in a by invitation only event. As one of the early domain pioneers dating back to 1995, Rick has a knack for predicting big trends and getting it right. He may have been the first to recognize the value of "type in" traffic which is now commonly referred to as "direct navigation" -- the most potent and targeted traffic on the net. Rick has a prime portfolio of one and two word domains, and is considered by many to be among the leading experts on domain names, traffic, Web site flow and valuation. www.eRealestate.com

Media Contact
Thomas Myers
Foreclosure.com
tmyers@foreclosure.com
Tel: (561) 981-5337 ext. 381

Foreclosed and Lender-Owned Property Search Declared Possible

Searches for Foreclosed and Lender-Owned Properties Now Possible

EDINA, Minn.-- July 22, 2008 --Foreclosed properties are in high demand and in today's market, many such properties are available. To simplify searching for foreclosed and lender-owned properties, Edina Realty now offers consumers a new search option on its Web site, www.edinarealty.com.

Consumers simply click on the home page link, "Search Foreclosures" to pull up information and a link to all "In Foreclosure/Lender-Owned Properties." Like all properties on the Edina Realty Web site, searches can be conducted using an interactive map, or by area, city or school district. All properties that are in foreclosure or lender-owned - Edina Realty's listings and those of other brokers - will appear.

Currently, over 3,000 foreclosed or lender-owned properties are listed in Minnesota and W. Wisconsin, ranging in price from $8,000 to over $5 million. The Minneapolis Area Association of REALTORS®, which tracks closed sales of lender-mediated homes, reports that these sales made up 27.6 percent of the total market in the first quarter of 2008, compared to 9.3 percent of the market in the first quarter of last year.

"The increase in foreclosures is another opportunity for consumers to take advantage of the current real estate market," said Barb Jandric, Edina Realty general manager. "But when entering into this type of real estate transaction, it's critical to work with an agent with experience in these types of listings who can help navigate a complex process and protect the buyer's interests."

Jandric said that buying a foreclosed or lender-owned property can be more complicated because the lender is involved in the transaction, either acting with approval powers or as the owner/seller.

A property in foreclosure means that the owner has been served a legal foreclosure notice. Once the foreclosure process is complete, the property becomes lender-owned. "Each situation is unique and understanding the process and the market is important," Jandric said. "For example, because these properties may be previously owned by people experiencing financial difficulties, they may need updating and repairs. There may be liens or back taxes due on the property.

"Knowledge is power in this market," Jandric said. "Researching market conditions and thoroughly understanding the 'ins and outs' of the foreclosure process are crucial."

Edina Realty, a subsidiary of HomeServices of America, is one of the nation's largest real estate companies with 80 real estate offices throughout Minnesota, North Dakota and Western Wisconsin and more than 2,800 REALTORS®. Edina Realty's family of companies includes Edina Realty, Edina Realty Title, Edina Realty Mortgage and Edina Realty Relocation. Edina Realty handled more than 26,300 transactions and $7.0 billion in sales volume in 2007. For more information, visit www.edinarealty.com.
Contacts

Edina Realty
Gena Henrich, 952-928-5069
genahenrich@edinarealty.com
or
Verve P.R.
Maria Verven, 612-990-7328
mverven@gmail.com

Prescription for Avoiding Subprime Mortgages

Bills.com's Housser Provides Prescription for Avoiding Subprime Mortgages

Online consumer portal founder offers 9 steps to build prime-worthy credit

San Mateo, Calif.  -  March 12 -- Rising foreclosure rates. Tightened mortgage lending and a government bailout plan. Companies folding and talk of a looming recession. Over the past year, the United States has undergone an economic correction based in large part on the implosion of the subprime lending market, but Bills.com co-founder and co-CEO Andrew Housser tells would-be home buyers how to shore up their credit scores and profiles to help remain eligible for a new mortgage, even in these difficult times.

"Today, it is increasingly difficult to obtain a subprime mortgage, a term that refers to a home loan made to individuals with less than 'prime' credit," Housser explained. "Fortunately, one surefire way exists to avoid a subprime mortgage. It is to not need one -- by having prime-worthy credit."

Credit scores range from 300 to 850. Higher numbers indicate better credit, or a greater likelihood of repaying debt. The median U.S. credit score is about 725. A score below 680 usually results in a borrower being charged a higher interest rate or being denied credit. Lower scores (typically 650, or sometimes 620) are considered subprime.

"These scores qualify only for loans with higher interest and stricter requirements -- if you can get a loan at all," Housser said. "A good credit score can significantly boost your ability to borrow money. Credit scores also can affect consumers' ability to rent an apartment, lease a car or even get a job."

Housser offered the following tips for consumers to improve their credit scores:

1. Understand the score. The first step in good credit is monitoring credit reports. Each of the three main credit reporting agencies (Experian, Equifax and TransUnion) tracks consumers' credit history and calculates their credit scores. The score from each agency may be different. Get a free credit report each year at www.annualcreditreport.com.

2. Correct mistakes. Correct any inaccuracies on the report. Visit the credit bureaus' Web sites for information on how to file a dispute. Credit bureaus must investigate any disputed items and remove them if they cannot be verified, Housser noted. Keep copies of all correspondence.

3. Build job history. A stable job history is one factor lenders consider when offering a mortgage loan. Creditors look at job history to understand a consumer's stability and income.

4. Pay bills on time. On-time payments are very important to good credit. Paying bills on time for as little as one month can raise a modest credit score by 20 points.

5. Avoid new debt. "When preparing to apply for a mortgage, do not open any new accounts for six months ahead of time," Housser cautioned. Every new inquiry to a credit report affects the credit score. However, he noted that when consumers shop for the best mortgage loan, credit bureaus do not hold against them multiple inquiries for the same product within a short period of time.

6. Avoid payday loans. Payday loans have annual rates of 200 percent (or more) -- a terrible path into a debt snowball that can destroy financial security.

7. Do not max out cards. Do not charge credit cards up to the limit. "If possible, keep one or two cards open with low or no balances," Housser said. "This will help the important 'credit utilization' aspect of the credit score. Also, avoid making substantial charges on cards one to two months before applying for a mortgage, even if the balance will later be paid in full."

8. Do use credit. Credit bureaus rely on past payment history to gauge borrowers' future behavior. Closing unused accounts while maintaining some debt creates a higher debt-to-credit ratio, which appears as a greater credit risk and lowers a credit score. Use credit cards sparingly (and pay them off monthly) to maintain a current credit history.

9. Resist identity theft. Identity theft can destroy credit ratings. "Protect yourself from unscrupulous individuals who could go through your trash, steal account numbers online or get information through "phishing" scams," Housser said. "Keep important financial information and account numbers in a secure place, shred documents that contain personal information, and never give out personal information in e-mails or phone calls you did not initiate."

"In today's financial market, a good credit score is more important than ever," Housser said. "Take steps today to build and safeguard your credit. A solid score will repay your efforts today and in the future."

Based in San Mateo, Calif., Bills.com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt relief assistance, insurance, mortgages and other loans. The company blogs about consumer finance issues at http://www.bills.com/blog. Since 2002, Bills.com has served more than 30,000 customers nationwide while managing more than $1 billion in consumer debt. Bills.com is a division of Freedom Financial Network, LLC, whose co-founders and CEOs, Andrew Housser and Brad Stroh, have been named Northern California finalists in Ernst & Young's Entrepreneur of the Year Awards.

Press Contact: Aimee Bennett
Company Name: Bills.com
Phone: 303-843-9840
Website: www.bills.com